Here is my dilemma. I have a new TiVo in the box. I don't want to subscribe to dvr/hd service thru my cable company because it's $12 a month plus I would have to update to digital cable for another $12 a month. I can get a cable card from them for $2 and TiVo service for $13 month. What would you guys do? or is the dvr service worth it at all?